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6 tips to retain your top sales talent

  • 11 Jan 2017
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  • Insurance, Leasing
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    Share Prices Financial Services Pty Ltd ACN: 623 404 339, trading as “Australian IPOs”, is a Corporate Authorised Representative (CAR No 1263285) of Share Prices Australia Pty Ltd (AFSL 287367) and is authorised to provide financial services relating to IPOs, Capital Raising and Managed Investments. Australian IPOs is the registered trading name of Share Prices Financial Services Pty Ltd ACN: 623 404 339.

    Share Prices Financial Services Pty Ltd is a Corporate Authorised Representative (CAR No 1263285) of Share Prices Australia Pty Ltd ACN 105 855 892) which holds Australian Financial Services Licence No 287367 All content provided on and through this website is general information only and does not take into account your own personal needs and objectives or financial situation. All information provided is general in nature and does not purport to be comprehensive or constitute as investment advice and should not be relied upon as such.

    You should consult a professional adviser to help you form your own opinion of the information and on whether the information is suitable for your individual objectives and needs as an investor. Where necessary, you should obtain a Prospectus, Product Disclosure Statement or Supplementary Product Disclosure Statement relating to the product and consider it before making any decision about whether to acquire any investment product.

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      COMPANY NAME CODE ENTRY DATE ENTRY PRICE EXIT DATE EXIT PRICE GAIN / LOSS CUMULATIVE PROFIT / LOSS %

    ZIP Limited

    ZIP

    21/10/2021

    $$7.16

    15/12/2022

    $4.53

    -36.73%

    496.83%

    Pilbara Minerals

    PLS

    14/09/2021

    $$2.24

    26/11/2021

    $2.66

    18.75%

    533.56%

    Fortescue Metals Group

    FMG

    24/08/2021

    $19.54

    30/08/2021

    $21.65

    10.80%

    514.81%

    CSR Limited

    CSR

    22/07/2021

    $5.48

    06/08/2021

    $5.87

    7.12%

    504.01%

    Fortescue Metals Group

    FMG

    24/06/2021

    $22.87

    12/07/2021

    $24.51

    7.17%

    496.89%

    Pilbara Minerals

    PLS

    25/05/2021

    $1.23

    06/06/2021

    $1.335

    8.54%

    489.72%

    Orora Limited

    ORA

    09/04/2021

    $3.14

    10/06/2021

    $3.33

    6.05%

    481.18%

    Chorus Limited

    CNU

    25/01/2021

    $7.82

    23/02/2021

    $7.05

    -9.85%

    475.13%

    Monadelphous

    MND

    13/01/2021

    $14.08

    10/02/2021

    $12.27

    -12.86%

    484.98%

    Galaxy Resources Limited

    GXY

    22/12/2020

    $2.03

    05/01/2021

    $2.48

    22.17%

    497.84%

    AGL Energy Limited

    AGL

    20/11/2020

    $13.07

    26/11/2020

    $14.16

    8.34%

    475.67%

    Webjet

    WEB

    30/10/2020

    $4.05

    11/11/2020

    $5.03

    24.20%

    467.33%

    Wisetech

    WTC

    13/10/2020

    $27.76

    20/01/2021

    $31.18

    12.32%

    443.13%

    Costa Group Holdings Ltd

    CGC

    10/09/2020

    $3.69

    10/02/2021

    $4.37

    18.43%

    430.81%

    ResMed Inc

    RMD

    17/08/2020

    $24.75

    06/11/2020

    $29.23

    18.10%

    412.38%

    Woolworths Group Ltd

    WOW

    03/07/2020

    $39.09

    02/03/2021

    $40.46

    3.50%

    394.28%

    TPG Telecom

    TPG

    03/07/2020

    $8.83

    21/07/2020

    $7.92

    -10.31%

    390.78%

    Qantas Airways Ltd

    QAN

    26/05/2020

    $3.93

    12/06/2020

    $4.31

    9.67%

    401.09%

    Invocare Ltd

    IVC

    11/05/2020

    $11.03

    12/06/2020

    $11.06

    0.27%

    391.42%

    Webjet Ltd

    WEB

    11/05/2020

    $3.40

    29/05/2020

    $4.04

    18.82%

    391.15%

    BlueScope Steel Ltd

    BSL

    28/04/2020

    $9.60

    05/06/2020

    $12.02

    25.21%

    372.33%

    BHP

    BHP

    25/03/2020

    $30.40

    12/06/2020

    $35.91

    18.13%

    347.12%

    Ramsay Health Care

    RHC

    25/03/2020

    $53.02

    04/03/2020

    $58.06

    9.51%

    328.99%

    Gold Road Resources Ltd

    GOR

    04/03/2020

    $1.40

    12/03/2020

    $1.11

    -20.71%

    319.48%

    National Australia Bank

    NAB

    24/01/2020

    $25.89

    28/02/2020

    $25.15

    -2.86%

    340.19%

    BHP

    BHP

    14/11/2019

    $36.46

    25/02/2020

    $36.26

    -0.55%

    343.05%

    ASX Ltd

    ASX

    07/11/2019

    $59.78

    18/02/2020

    $67.99

    13.73%

    343.6%

    IDP Education Ltd

    IEL

    24/10/2019

    $16.70

    14/01/2020

    $19.14

    14.61%

    329.87%

    CIMIC Group Ltd

    CIM

    10/10/2019

    $31.24

    23/01/2020

    $29.07

    -6.95%

    315.26%

    Evolution Mining Ltd

    EVN

    03/10/2019

    $4.64

    16/10/2019

    $4.17

    -10.13%

    322.21%

    Nearmap Ltd

    NEA

    18/09/2019

    $2.67

    10/09/2019

    $2.40

    -10.11%

    332.34%

    Gold Road Resources Ltd

    GOR

    07/08/2019

    $1.44

    26/02/2020

    $1.69

    17.36%

    342.45%

    Bellamy's Australia Ltd

    BAL

    18/07/2019

    $8.88

    08/06/2019

    $8.80

    -0.90%

    325.09%

    Emeco Holdings Ltd

    EHL

    20/06/2019

    $2.16

    08/05/2019

    $2.12

    -1.85%

    325.99%

    Woolworths Group Ltd

    WOW

    14/06/2019

    $32.27

    24/07/2019

    $34.86

    8.03%

    327.84%

    Macquarie Group Ltd

    MQG

    22/05/2019

    $121.92

    04/06/2019

    $115.95

    -4.90%

    319.81%

    Telstra Corporation Ltd

    TLS

    09/05/2019

    $3.35

    12/06/2019

    $3.80

    13.43%

    324.71%

    Boral Ltd

    BLD

    17/04/2019

    $4.86

    03/06/2019

    $5.35

    10.08%

    311.28%

    Zip Co Ltd

    Z1P

    14/03/2019

    $1.64

    12/04/2019

    $2.38

    45.12%

    301.2%

    iShares S&P 500 ETF

    IVV

    12/03/2019

    $397.61

    29/05/2019

    $406.35

    2.20%

    256.08%

    Insurance Australia Group Ltd

    IAG

    06/03/2019

    $7.76

    07/04/2019

    $8.54

    10.05%

    253.88%

    BlueScope Steel Ltd

    BSL

    01/03/2019

    $13.30

    21/05/2019

    $12.30

    -7.52%

    243.83%

    CSR Ltd

    CSR

    01/03/2019

    $3.39

    23/05/2019

    $4.14

    22.12%

    251.35%

    CSL Ltd

    CSL

    28/02/2019

    $193.32

    21/05/2019

    $206.90

    7.02%

    229.23%

    Carsales.com Ltd

    CAR

    25/02/2019

    $12.90

    27/06/2019

    $13.49

    4.57%

    222.21%

    Incitec Pivot Ltd

    IPL

    22/02/2019

    $3.34

    16/09/2019

    $3.48

    4.19%

    217.64%

    Lend Lease Group

    LLC

    14/02/2019

    $13.27

    30/05/2019

    $14.25

    7.39%

    213.45%

    WorleyParsons Ltd

    WOR

    13/02/2019

    $14.74

    25/03/2019

    $14.15

    -4.00%

    206.06%

    Macquarie Group Ltd

    MQG

    12/02/2019

    $123.69

    28/02/2019

    $128.10

    3.57%

    210.06%

    Crown Resources Ltd

    CWN

    07/02/2019

    $12.16

    04/09/2019

    $14.14

    16.28%

    206.49%

    Grange Resources Ltd

    GRR

    05/02/2019

    $0.22

    04/03/2019

    $0.27

    22.73%

    190.21%

    Insurance Australia Group Ltd

    IAG

    31/01/2019

    $7.18

    22/02/2019

    $7.31

    1.81%

    167.48%

    BlueScope Steel Ltd

    BSL

    24/01/2019

    $12.06

    22/02/2019

    $13.36

    10.78%

    165.67%

    Woodside Petroleum Ltd

    WPL

    23/01/2019

    $33.44

    01/03/2019

    $35.68

    6.70%

    154.89%

    BHP

    BHP

    17/12/2018

    $32.67

    05/02/2019

    $35.48

    8.60%

    148.19%

    BHP

    BHP

    29/11/2018

    $31.02

    08/01/2019

    $34.59

    11.51%

    139.59%

    The A2 Milk Company Ltd

    A2M

    28/11/2018

    $10.14

    08/02/2019

    $12.42

    22.49%

    128.08%

    Computershare Ltd

    CPU

    20/11/2018

    $19.18

    14/03/2019

    $17.19

    -10.38%

    105.59%

    Xero Ltd

    XRO

    31/10/2018

    $40.37

    12/11/2018

    $40.65

    0.69%

    115.97%

    Seek Ltd

    SEK

    29/10/2018

    $17.90

    07/11/2018

    $17.63

    -1.51%

    115.28%

    Commonwealth Bank of Australia

    CBA

    26/10/2018

    $65.62

    05/11/2018

    $68.09

    3.76%

    116.79%

    Lynas Corporation Ltd

    LYC

    26/10/2018

    $1.74

    23/11/2018

    $2.14

    22.99%

    113.03%

    Woolworths Group Ltd

    WOW

    26/10/2018

    $27.25

    11/12/2018

    $28.71

    5.36%

    90.04%

    Evolution Mining Ltd

    EVN

    26/10/2018

    $3.08

    27/11/2018

    $3.08

    0.00%

    84.68%

    Flight Centre Travel Group 

    FLT

    22/10/2018

    $45.3

    19/02/2019

    $42.46

    -6.27%

    84.68%

    Invocare Ltd

    IVC

    19/10/2018

    $12.14

    08/01/2019

    $10.51

    -13.43%

    90.95%

    Washington H Soul Patterson & Company LTD

    SOL

    15/10/2018

    $25.95

    23/01/2019

    $25.71

    -0.92%

    104.38%

    Origin Energy Ltd

    ORG

    02/10/2018

    $8.46

    24/10/2018

    $7.3

    -13.71%

    105.3%

    Lend Lease Group

    LLC

    28/09/2018

    $19.89

    05/10/2018

    $18.72

    -5.88%

    119.01%

    Mayne Pharma Group Ltd

    MYX

    25/09/2018

    $1.26

    29/11/2018

    $0.95

    -24.60%

    124.89%

    WorleyParsons Ltd

    WOR

    12/09/2018

    $19.87

    24/10/2018

    $16.03

    -19.33%

    149.49%

    Afterpay Touch Group Ltd

    APT

    10/09/2018

    $15.68

    17/10/2018

    $11.75

    -25.06%

    168.82%

    Resmed Inc

    RMD

    10/09/2018

    $15.69

    25/10/2019

    $21

    33.84%

    193.88%

    BHP

    BHP

    24/08/2018

    $32.7

    11/09/2018

    $30.98

    -5.26%

    160.04%

    Sonic Healthcare Ltd

    SHL

    15/08/2018

    $26.45

    17/09/2018

    $24.85

    -6.05%

    165.3%

    Computershare Ltd

    CPU

    15/08/2018

    $18.64

    21/09/2018

    $19.84

    6.44%

    171.35%

    The A2 Milk Company Ltd

    A2M

    14/08/2018

    $10.15

    31/08/2018

    $11.55

    13.79%

    164.91%

    Resmed Inc

    RMD

    08/08/2018

    $14.49

    09/04/2018

    $15.57

    7.45%

    151.12%

    Amcor Ltd

    AMC

    18/07/2018

    $14.49

    12/09/2018

    $14.02

    -3.24%

    143.67%

    Xero Ltd

    XRO

    13/07/2018

    $46.48

    23/08/2018

    $49.82

    7.19%

    146.91%

    Adelaide Brighton Ltd

    ABC

    02/07/2018

    $6.96

    13/08/2018

    $6.68

    -4.02%

    139.72%

    Invocare Ltd

    IVC

    26/06/2018

    $13.62

    17/08/2018

    $12.72

    -6.61%

    143.74%

    Insurance Australia Group Ltd

    IAG

    24/06/2018

    $7.88

    22/05/2018

    $8.23

    4.44%

    150.35%

    CSL Ltd

    CSL

    21/06/2018

    $195.27

    10/11/2018

    $212.57

    8.86%

    145.91%

    National Australia Bank

    NAB

    20/06/2018

    $27.00

    23/08/2018

    $27.92

    3.41%

    137.05%

    Seven Group Holdings Ltd

    SVW

    07/06/2018

    $20.07

    20/08/2018

    $21.05

    4.88%

    133.64%

    BHP

    BHP

    16/05/2018

    $34.01

    07/06/2018

    $34.05

    0.12%

    128.76%

    Insurance Australia Group Ltd

    IAG

    01/05/2018

    $8.15

    15/08/2018

    $7.56

    -7.24%

    128.64%

    Monadelphous Group Ltd

    MND

    20/04/2018

    $15.70

    03/05/2018

    $16.50

    5.10%

    135.88%

    Woolworths Group Ltd

    WOW

    29/03/2018

    $26.3

    19/04/2019

    $26.72

    1.60%

    130.78%

    Resmed Inc

    RMD

    19/03/2018

    $12.66

    26/06/2018

    $14.25

    12.56%

    129.18%

    Westpac Banking Corporation

    WBC

    14/03/2018

    $29.90

    26/04/2018

    $28.52

    -4.62%

    116.62%

    Gold Road Resources Ltd

    GOR

    12/03/2018

    $0.80

    10/04/2018

    $0.80

    0.00%

    121.24%

    Bank of Queensland Ltd

    BOQ

    12/03/2018

    $11.92

    28/03/2018

    $11.08

    -7.05%

    121.24%

    Coca-Cola Amital Ltd

    CCL

    09/03/2018

    $9.05

    15/05/2018

    $8.94

    -1.22%

    128.29%

    Invocare Ltd

    IVC

    09/03/2018

    $14.12

    27/03/2018

    $13.18

    -6.66%

    129.51%

    Fortescue Metals Group Ltd

    FMG

    07/03/2018

    $4.79

    28/03/2018

    $4.44

    -7.31%

    136.17%

    Lynas Corporation Ltd

    LYC

    22/02/2018

    $2.04

    05/04/2018

    $2.48

    21.57%

    143.48%

    CSL Ltd

    CSL

    22/02/2018

    $157.8

    30/04/2018

    $170.1

    7.79%

    121.91%

    Cochlear Ltd

    COH

    21/02/2018

    $176.20

    23/04/2018

    $185.8

    5.45%

    114.12%

    Transurban Group

    TCL

    20/02/2018

    $11.88

    17/05/2018

    $11.44

    -3.70%

    108.67%

    Santos Ltd

    STO

    14/02/2018

    $4.88

    05/04/2018

    $5.84

    19.67%

    112.37%

    AMP Ltd

    AMP

    06/02/2018

    $5.15

    27/03/2018

    $5.12

    -0.58%

    92.7%

    Qantas Airways Ltd

    QAN

    24/01/2018

    $5.27

    15/03/2018

    $6.02

    14.23%

    93.28%

    The A2 Milk Company Ltd

    A2M

    18/01/2018

    $7.6

    28/03/2018

    $12.16

    60.00%

    79.05%

    Macquarie Group Ltd

    MQG

    16/01/2018

    $101.52

    21/03/2018

    $105.89

    4.30%

    19.05%

    OZ Minerals Ltd

    OZL

    16/01/2018

    $8.95

    24/05/2018

    $10.27

    14.75%

    14.75%

    Exit

    Thank you for requesting a “Live Recommendations” password.

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    Vectus Biosystems Limited

    Placement Funding Instructions

    Thank you for submitting your application for the Vectus Biosystems Limited (ASX Code: VBS)

    Purchasing Your Shares

    Please transfer your funds to the following corporate trust account:

    Bank: Westpac Banking Corporation
    Bank Address: 275 Kent street, Sydney NSW 2000
    Account Name: Aust IPOs and Placements Trust Account
    BSB: 032002
    Account Number: 836334

    Please make sure use your First Name or Initials and Your Surname as your transfer description reference. For example: “John Smith” or “J Smith”.

    Please notify us either via email at applications@australian-ipos.com.au or by phone 1300 123 345 that your transfer has been made in order for us to expedite your application.

    Please Note: Your Application must be received prior to 5:00pm (AEDT) Friday the 20th of November 2020.

    All Placements will be allocated on a first funded / first allocated basis.

    Once your stocks have been issued, you will be contacted by the Share Registry confirming your allocation of shares.

    Contact Details

    If you have any further questions, please contact Australian IPOs on 1300 123 345 we are located at Level 27, 25 Bligh Street, Sydney NSW 2000, Australia.

    Cluey Ltd IPO Funding Instructions

    Thank you for submitting your application for the Cluey Ltd IPO Share allocation. (ASX Code: CLU)

     

    Purchasing Your Shares

    To complete your IPO share allocation, please transfer your funds as soon as possible to the following corporate trust account:

     

    Bank: Westpac Banking Corporation

    Bank Address: 275 Kent Street, Sydney NSW 2000

     

    Account Name: Aust IPOs and Placements Trust Acc

    BSB: 032002

    Account Number: 836334

     

    Please Note: Due to the high demand for this IPO, all applications will be treated on a first-in, first allocated basis.

    If the IPO is oversubscribed, we will contact you to confirm your banking details in order to refund you for the portion of your funds that was not accepted for this IPO allocation.

    For Example: If you transferred $12,000 and only $7,000 of the IPO shares were allocated to you, we will transfer the remaining $5,000 straight back to your nominated bank account.

     

    IMPORTANT

    When you transfer your funds: Please make sure you use your Entity Name as your transfer description reference. For example: “John Smith”,“J Smith” or “J Smith Superfund”.

    Once you have completed the transfer, please notify us by replying to this email with a screenshot or bank receipt to applications@australian-ipos.com.au,

    Alternatively, you can contact us to inform us of your transaction on 1300 123 345 so we can match up your transfer and allocate your IPO shares to your name.

     

    Once your funds have been received, you will receive an email notification from Australian IPOs confirming your funds have been received and transferred to Bell Potter Securities Limited ACN 006 390 772 for the Cluey IPO allocation.

    Once your IPO shares have been issued, you will be contacted by the Share Registry confirming your allocation of shares.

     

    Contact Details

    If you have any further questions, please contact Australian IPOs on 1300 123 345.

    Australian IPOs and Share Prices is working in conjunction with Gleneagle Securities (AFSL No: 337 985) who is nominated by Bell Potter Securities Limited ACN 006 390 772 to receive applications on behalf of the Cluey Ltd IPO

     

    Thank you for participating in the Cluey Ltd IPO.

      Register For More Information

      Terms and ConditionsI accept The Terms & Conditions

      Please Note: A password will be sent to your mobile phone in order to authenticate you and provide you with instant access to our IPO & Capital Raising information. An advisor will also contact you to confirm that you received the information that you were looking for and offer you further assistance and information about our products and services. If you require any assistance or have any difficulties logging into our services, please call 1300 123 345 for immediate assistance. Australian IPOs is a corporate authorized representative of Australian Financial Services License (AFSL) Number: 287367(CAR NO: 1263285) Our financial license obligation requires you to register and acknowledge our Terms & Conditions before we can display our content.

      Thank you for submitting your application for the Manuka Resources Ltd Stock allocation. (ASX Code: MKR)

      If we have any further questions with regards to your IPO application, we will be in touch with you shortly.

      Purchasing Your Shares

      Please transfer the funds nominated on your online MKR IPO application form to the following corporate trust account:

      Trust Account Details

      Account Name: Gleneagle Securities (Aust) Pty Limited AUD Corporate 11 Account

      BSB: 032002

      Account Number: 836350

      Bank: Westpac Banking Corporation

      Bank Address: 275 Kent street, Sydney NSW 2000

      Please Note: Your Nominated funds must be received prior to 5:00pm (AEDT) Friday the 26th of June 2020).

      When you transfer your funds: Please make sure use your First Name or Initials and Your Surname as your transfer description reference. For example: “John Smith” or “J Smith”.

      For your peace of mind and to further assist us, please notify us either via email or phone that the transfer has been made in order for us to expedite your application.

       

      Once your funds have been received, you will receive an email notification from Gleneagle Securities (Aust) Pty Ltd confirming receipt and advising you that your funds have been received and have been transferred to Bell Potter Securities Limited ACN 006 390 772 for the allocation of your MKR shares.

      All IPO stocks will be allocated on a first funded / first allocated basis.

      Confirmation of your MKR Stock Allocation.

      Once your stocks have been issued, you will be contacted by Link Market Services confirming your stock allocation.

      The estimated dispatch date of you stock holding statement is Friday the 3rd of July 2020. (You will be notified via email)

      Contact Details

      If you have any further questions please contact Australian IPOs on 1300 123 345

      Gleneagle Securities is the broker dealing with the IPO and your  application of the Manuka Resources Limited IPO MKR share offer.

      Gleneagle Securities (Aust) Pty Ltd is an Australian Financial Licensed Company (AFSL No: 337 985) and has been nominated by Bell Potter Securities Limited ACN 006 390 772 to receive applications on behalf of the Manuka Resources Limited IPO share offer.

      Gleneagle Securities Pty Ltd (Aust) Pty Ltd, ABN 58 136 930 526 is located Level 27, 25 Bligh Street, Sydney NSW 2000, Australia.

      Website: www.gleneagle.com.au

      Thank you for being a part of the Manuka Resources Limited Initial Public Offering (IPO).

      IPO Funding Instructions

      IPO Funding Instructions

      Thank you for submitting your application for the Manuka Resources Ltd. Share allocation. (ASX Code: MKR)

      Purchasing Your Shares

      Please transfer your funds to the following corporate trust account:

      Bank: Westpac Banking Corporation

      Bank Address: 275 Kent street, Sydney NSW 2000

      Account Name: Aust IPOs & Placements Trust Account

      BSB: 032002

      Account Number: 836334

      Please make sure use your First Name or Initials and Your Surname as your transfer description reference. For example: “John Smith” or “J Smith”.

      Please notify us either via email at applications@australian-ipos.com.au or by phone 1300 123 345 that your transfer has been made in order for us to expedite your application.

      Once your funds have been received, you will receive an email notification from Gleneagle Securities (Aust) Pty Ltd confirming your funds have been received and transferred to Bell Potter Securities Limited ACN 006 390 772 for the allocation of your MKR shares.

      All IPO stocks will be allocated on a first funded / first allocated basis.

      Conformation of your MKR Stock Allocation.

      Once your stocks have been issued, you will be contacted by the Share Registry “Automic Group Pty Ltd” confirming your allocation of shares.

      The estimated dispatch date of you stock holding statement is Friday the 3rd of July 2020. (You will be notified via email)

      Contact Details

      If you have any further questions, please contact Australian IPOs on 1300 123 345.

      Gleneagle is the broker dealing with the IPO and your application of the Manuka Resources Limited IPO MKR share offer.

      Gleneagle Securities (Aust) Pty Ltd is an Australian Financial Licensed Company (AFSL No: 337 985) that has been nominated by Bell Potter Securities Limited ACN 006 390 772 to receive applications on behalf of the Manuka Resources Limited IPO share offer.

      Gleneagle Securities Pty Ltd (Aust) Pty Ltd, ABN 58 136 930 526 is located Level 27, 25 Bligh Street, Sydney NSW 2000, Australia.

      Website: www.gleneagle.com.au

      Thank you for being a part of the Manuka Resources Limited Initial Public Offering (IPO).

        Register For More Information

        Terms and ConditionsI accept The Terms & Conditions

        Please Note: A password will be sent to your mobile phone in order to authenticate you and provide you with instant access to our IPO & Capital Raising information. An advisor will also contact you to confirm that you received the information that you were looking for and offer you further assistance and information about our products and services. If you require any assistance or have any difficulties logging into our services, please call 1300 123 345 for immediate assistance. Australian IPOs is a corporate authorized representative of Australian Financial Services License (AFSL) Number: 287367(CAR NO: 1263285) Our financial license obligation requires you to register and acknowledge our Terms & Conditions before we can display our content.

        To qualify as a wholesale investor you need to satisfy one of the following investor tests:

        Please tick the Test that you qualify as being a wholesale / Sophisticated investor.

          Net Assets test – you have net assets of more than $2.5mIncome Test – You have a gross income of at least $250k p.a. within the last two financial yearsProduct value test: You the investor have the ability to invests $500,000 or moreProfessional investor test – You the investor can provide evidence that you have suitable knowledge, experience and or qualifications to invest in wholesale product offers.



          Financial Services Guide (FSG)

          Introduction

          This Financial Services guide (FSG) applies to (“Australian IPO’s”) which is a registered trading name of Share Prices Financial Services Pty Ltd ABN 51 623 404 339.

          Australian IPO’s is a Corporate Authorised Representative (CAR) of Share Prices Australia Pty LtdABN 82 105 855 892 who holds an Australian Financial Services Licence (AFSL 287367), (CAR) Number: 1263285 for the purpose of financial and securities services.

          For the purpose of Managed Investments, Australian IPO’s is a Corporate Representative of Gleneagle Asset Management Pty Ltd, ABN 29 103 162 278 who holds an Australian Financial Services Licence (AFSL 226199) and you can access the Gleneagle Asset Management FSG by clicking here.

          Share Prices is a trading name of SharePrices Australia Pty Ltd
          ABN: 92 105 855 892
          Australian Financial Services Licence (AFSL): 287367

          Issue Date

          This Financial Services Guide (FSG) is issued 8th of March 2018 and replaces all previous versions.

          Release Issue

          This FSG is to be provided/issued for Share Prices products and services.

          1. About this Financial Services Guide

          In this FSG SharePrices Australia Pty Ltd will be referred to as “Share Prices”, “SharePrices”, “Us”, “We”. The FSG’s purpose is to inform retail clients of the financial services provided by us. The FSG is designed to assist you in deciding whether to use these services and to ensure that SharePrices.com.au complies with its obligations as a financial services licensee. The FSG tells you:

          • Who we are;
          • How to contact us;
          • About our financial services and products to help you make an informed decision as to whether to use our services;
          • The costs, remuneration and other benefits that may be paid to us, our authorised representatives and others;
          • If we have any special arrangements with product issuers;
          • If you have a complaint, how it will be dealt with; and
          • What information we collect from you and how and use your personal information.

          If you have any questions on any of these items or about this FSG in general please contact us by clicking here. Alternatively, our contact details are set out at the end of this FSG.

          Share Prices is responsible to you for the actions of its employee representatives. Share Prices is not responsible to you for services provided to you by any other third party, including other financial service providers (e.g. advisers). You should refer to the FSG of your other financial services provider for further information about the services they offer.

          2. Who we are

          Share Prices is a trading name of SharePrices Australia Pty Ltd. Any financial services offered to you will be provided by a representative of SharePrices Australia Pty Ltd, ABN: 92 105 855 892. We are licensed under the Corporations Act (Cth) 2001 (Corporations Act) to provide these services to you. Our Australian Financial Services Licence Number (AFSL) is 287367.

          3. What financial services and products do we offer?

          We are authorised to:

          provide financial product advice:

          • general advice; and
          • personal advice,

          and arrange for another person to apply for, acquire, vary or dispose of financial products for the following:

          • Derivatives
          • Foreign Exchange Contracts
          • Securities

          Share Prices does not provide execution and clearing services for market transactions but may direct you to brokers providing these services if required by you.

          Share Prices provides access to fundamental and technical analysis of all (most) listed companies on the Australian Securities Exchange (ASX) through its Website and selected other international markets such as the New Zealand stock exchange and the US markets. For further information about the subscription services we provide, please visit our Services page.

          4. Important documents that you will be given if you receive advice from us

          When a Share Prices authorised representative offers you a financial product or provides you with personal financial advice you will be provided with one or more of the following documents, depending on the nature or stage of the investment process:

          a. Statement of Advice (SOA) –If we provide you with personal financial advice you will initially receive a SOA. Personal advice takes into account your personal objectives, financial situation and general needs. A reasonable person might expect the provider of the advice to have considered one or more of the above-mentioned categories of your personal objectives, financial situation and general needs. The SOA will set out the basis on which the advice was given, details of fees, commissions and other benefits and details of any relationship we have with other parties, which may influence the advice provided. If you maintain an advice relationship with us, then generally we will not provide an SOA for further advice if there have been no significant changes in your personal circumstances or the basis of the advice has not significantly changed since your last SOA was provided.

          b. Record of Advice (ROA) – On an ongoing basis, a ROA will be produced instead of a SOA. You have the right to request a copy of your ROA at any time.

          c. Product Disclosure Statement (PDS) – Where your authorised representative recommends a particular financial product, you will be provided with a PDS. The PDS will assist you in understanding the product. It contains, among other things, information about terms and conditions, any significant risks, cost of the product and details of amounts payable after acquisition of the product.

          5. Level of advice provided

          a. The information on our Website is generally factual information about financial products and services.  Our Website also gives you access to data feeds, and relevant Product Disclosure Statements, should you wish to obtain more detailed information about a financial product.

          b. If not otherwise expressly stated in writing to you and by supplying you with a SOA, where we provide you with advice, it will be general financial product advice only.

          c. In particular, if you use our Serviceswe will not provide you with any personal advice. This means we will not take into account your objectives, personal situation and needs. Accordingly, a SOA will not be provided.

          d. Since general financial advice does not relate specifically to your particular objectives, financial situation, or needs, before acting on the general advice you should consider the appropriateness of the advice having regard to your objectives, financial situation or needs.

          e. If any advice relates to the acquisition or possible acquisition of a particular financial product, you should obtain a copy of, and consider, the PDS before making any decision.

          f. If you have any further questions after reading the PDS please contact Customer Service by clicking here.

          6. How will you be charged?

          a. If you choose to subscribe to all or part of our Services, you will be charged on a subscription basis.

          b. Subscription costs will vary depending on the package you choose. We may also vary our pricing from time to time, and may also offer a trial free period. All subscription offers (including trial subscriptions) are subject to acceptance of the Terms of Use. All prices are in Australian dollars and include GST. Details on subscriptions can be viewed herein our Services section.

          c. All amounts payable will be made known to you prior to any service being offered, and a tax invoice will be provided to you upon request. You have a right to request for further information in relation to the remuneration, the range of amounts or rates of remuneration, and soft dollar benefits received by the licensee and/or representative.

          7. Other benefits and associations with other Financial Services Providers

          a. Where we refer you to a third party brokerage firm (Third Party Provider as defined under our Terms of Use), we may receive a product neutral percentage-based fee between the rate of 1% and 100% on all transactions which is collected by the third party. These payments are deducted from the gross brokerage or transaction fees you pay, and do not increase the amount of brokerage or transaction fees you pay for these services.

          i. Brokerage or transaction fees are charged by your chosen brokerage firm and the rates that apply to your account will be provided by your brokerage firm when you open your account. Any changes to these fees will be notified by your brokerage firm and Share Prices is not responsible for any of the brokerage or transaction fees that your chosen brokerage firm may charge you.

          ii. Should your brokerage firm that you have your brokerage account with provide you with personal advice you would need to ensure that they provide you with a Statement of Advice (SOA) containing these details.

          b. Share Prices may from time to time receive a benefit from product providers by way of sponsorship of educational seminars, conferences, training days or running marketing campaigns for product providers. These benefits cannot be ascertain at the time of this FSG. As soon as these arrangements are in place, we will be in the position to disclose particulars of such benefits to you upon your request, to the extent that these benefits are attributable to the provision of financial services.

          c. Share Prices may advertise or promote financial products issued by its associates or third parties (each a Third Party Provider as defined under our Terms of Use), which may include brokers and other AFSL holders. Any financial products provided or issued by a third party is provided or issued by the third party in its own right, not on behalf of Share Prices. You will be provided with the appropriate disclosure documentation including a FSG and PDS in these instances. We will advise as soon the benefits are defined.

          d.  Share Prices’ non-sales staff are remunerated on a fixed salary basis. Staff members may be entitled to receive additional monetary or non-monetary benefits and/or rewards resulting from various performance criteria such as client satisfaction, training undertaken, etc. Monetary benefits or rewards may include an annual bonus, the level of which may depend on the overall performance of Share Prices and/or staff team. These bonus payments are discretionary, and based on achievement of predetermined business objectives. It is not possible to determine at any given time whether a staff member will receive such benefits or rewards or to quantify them. They are generally not directly attributable to any particular product that the staff members have given advice on.
          i. Nonmonetary benefits or rewards for staff members and their partners, valued at less than $300, and may include gift vouchers, film tickets, restaurant meals, attendance at an annual conference or other functions..
          ii. If you receive personal advice, more detailed information about fees, commissions or other benefits payable to us or your adviser will be contained in/or with, either your Statement of Advice (SOA) or the Product Disclosure Statement for the relevant product.

          8. Will anyone be paid for referring you to Share Prices?

          a. Share Prices may have arrangements with third-party commercial introducers. For every person referred that purchases a subscription for the Services, Share Prices may pay a marketing fee to up to 50% of the net subscription price to the commercial introducer.

          9. Risk Management

          Your authorised representative will explain to you any significant risks relating to the investment’s strategies recommended to you. Should your authorised representative fail to explain these risks, you should ask them to do so.

          10. If we provide you with personal advice on financial products

          a. We do not provide personal advice on the Website, regular updated and marketing material. Personal advice is only provided if a SOA is provided. In order to provide you with personal advice you will be asked about your objectives, financial situation and needs. If you do not wish to provide these details, we may not be able to advise you and our advice to you may be general or limited only.

          b. If you do receive personal advice you should read the warnings contained in the SOA carefully before making any decision relating to a financial product/s.

          11. What information do you maintain in my file and can I examine my file?

          a. We maintain a record of your personal profile including your contact details, age, date of births, and details of your objectives, financial situation and needs, if provided by you. We also maintain records of any recommendations or services made to you. We are committed to ensuring the privacy and security of your personal information.

          b. As part of our continuing commitment to client service and maintenance of our client confidentiality, we are bound by the National Privacy Principals (NPPS) established under the Privacy Amendment (Private Sector) Act 2001. Our Privacy Policycan be viewed on our website shareprices.com.au.

          c. If you wish to examine your file we ask that you make a request in writing and allow up to fourteen (14) working days for the information to be forwarded. We may charge a fee to cover the cost of verifying the application and locating, retrieving, reviewing and copying any material requested. Otherwise you may view your personal details in the My Share Pricessection of the website by clicking here and logging into the Share Prices website to see what information we have stored about you. You may also edit these details through the My Share Prices section.

          d. If the information sought is extensive, we will advise of the likely cost in advance and can help to refine your request if required.

          e. As a financial service provider, we have an obligation under the Anti-Money Laundering and Counter Terrorism Finance Act to verify your identity and the source of any funds. This means that we will ask you to present identification documents such as passports and driver’s licence. We will also retain copies of this information. We assure you that this information will be held securely.

          12. How can I give you instructions about my financial products?

          The method by which you will instruct us will vary depending on what type of financial service we are providing to you. We will agree on an appropriate means for you to provide us with instructions (for example, the type of electronic trading platform you wish to use). Other methods of instructions are telephone orders within specified hours, or via email or mobile SMS text messaging with prior approval.

          13. Compensation and insurance arrangements

          Share Prices confirms that it has arrangements in place to ensure it continues to maintain Professional Indemnity insurance in accordance with s.912B of the Corporations Act 2001 (as amended). In particular our Professional Indemnity insurance, subject to its terms and conditions, provides indemnity up to the Sum Insured for Share Prices and our authorised representatives/representatives/employees in respect of our authorisations and obligations under our Australian Financial Services Licence. This insurance will continue to provide such coverage for any authorised representative/representative/employee who has ceased work with Share Prices for work done whilst engaged with us.

          14. What should I do if I have a complaint?

          a. If you have any complaints about the service provided to you, you should take the following steps.

          b. Contact us and explain the nature of your complaint. Customer Service will work with you to address your concerns and reach a satisfactory outcome.

          c. If your complaint is not satisfactorily resolved within seven (7) working days, please contact Share Prices’ Compliance Officer.

          d. We will try to resolve your complaint as quickly as possible and provide a written report to you within twenty-eight (28) days. If the matter is complex and a longer period of time is required, you will be notified.

          e. If an issue has not been resolved to your satisfaction, you can lodge a complaint with the Australian Financial Complaints Authority, or AFCA. AFCA provides fair and independent financial services complaint resolution that is free to consumers. Website:www.afca.org.au Email: info@afca.org.au Telephone: 1800 931 678 or in writing to: Australian Financial Complaints Authority GPO Box 3, Melbourne VIC 3001

          f. The Australian Securities and Investments Commission’s (ASIC) website also contains useful information in relation to complaints pertaining to companies and people and types of complaints handled by ASIC. To obtain further information, contact the ASIC Info line: 1300 300 630 or visit their website www.asic.gov.au.

          15. Contact Us

          Share Prices is a trading name of SharePrices Australia Pty Ltd
          ABN: 95 105 855 892
          Australian Financial Service Licence (AFSL): 287367

          For any assistance with our Financial Services Guide please contact us in one of the following ways:

          Postal AddressLevel 27, 25 Bligh Street, Sydney Australia NSW, Australia 2000.

          Telephone: 1300 123 345

          E-mail: info@shareprices.com.au

          16. Issue Date & Version

          Document Date: 29th November, 2018

          Version: 8.4

          For further information and past version history, please visit our Compliance section.

          Risk Disclaimer Statement

          Introduction

          By accessing the Austrlain-IPOs.com.au website and any content made available from or through it, including any subdomains thereof (“Website”) and/or using the information provided on or via this Website you agree to be bound by the Terms of Use which includes this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.

          This Website is owned and operated by(“Australian IPOs”) which is a registered trading name of Australian IPOs Financial Services Pty Ltd ABN 51 623 404 339.

          Australian IPOs is a Corporate Authorised Representative (CAR) of Australian IPOs Australia Pty LtdABN 82 105 855 892 who holds an Australian Financial Services Licence (AFSL 287367), (CAR) Number: 1263285 for the purpose of financial and securities services.

          For the purpose of Managed Investments, “Australian IPOs” is a Corporate Representative of Gleneagle Asset Management Pty Ltd, ABN 29 103 162 278 who holds an Australian Financial Services Licence (AFSL 226199)

          1. Advice & Risk Warning

          a. This Website has been made available for your use on an “as is” and “as available” basis, and at your sole risk.

          b. This Website may contain general financial product advice. The information provided on this Website is not intended as, nor is it a substitute for, personal financial services advice. As this Website has been prepared without consideration of any person’s investment objectives, financial situation or needs, a financial advisor should be consulted before any investment decision is made in light of the person’s own objectives, financial situation or needs. Readers acting on this information without first consulting an adviser do so entirely at their own risk. You should obtain a specific Product Disclosure Statement (PDS) or Supplementary Product Disclosure Statement (SPDS) or company Prospectus relating to the relevant financial products and consider the PDS before making any decision about any financial product acquisition.

          c. Australian IPOs and its directors, officers, associates, agents and affiliates do not give any warranty as to the accuracy, reliability or completeness of information which is contained in this Website. Except insofar as any liability under statute cannot be excluded, neither Australian IPOs, its officers, employees nor agents, will accept any liability for loss or damage howsoever caused – (including by reason of negligence) for errors in, or omissions from, the information on the Website – whether accidental, consequential, direct or indirect, as a result of reliance on, or misuse of, the information contained herein of this Website. Australian IPOs does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on the Website.

          d. All information provided to you by the employees of Australian IPOs has been pre-approved and scripted to ensure that all information is correct, compliant and meets all legal obligations set by Australian IPOs Australia Pty Ltd who holds the required Australian Financial Licenses (AFSL Number: 287367).

          For the purpose of Managed Investments, Australian IPOs is a Corporate Representative of Gleneagle Asset Management Pty Ltd, ABN 29 103 162 278 who holds an Australian Financial Services Licence (AFSL 226199)

          e. Trading and investment in financial products carries often substantial risk of loss (in some instances excess of initial investment, in the case of certain derivative products), and should only be undertaken if you are sufficiently trained and experienced in the relevant products and comfortable with the risks involved.

          2. Information About General Financial Services We Provide

          Please refer to our Financial Services Guide that sets out information about us, our Authorised Representatives and the services we offer. It will assist you in deciding whether to obtain financial services from us.

          3. Reliance on Website Content

          a. Any information made available by Australian IPOs is for your private use only and it is protected by applicable copyright laws and other applicable intellectual property right laws. Please refer to the Terms of Use, which further regulates the usage of the content on our Website.

          b. While Australian IPOs will and has made every effort to ensure that the information presented in this Website is up-to-date, free from errors or omissions, and is based on information obtained from sources which are considered reliable, Australian IPOs, its officers and agents, do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this Website is complete, accurate or is suitable for your intended use. Nor does Australian IPOs accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this Website.

          c. Quotes and other financial data supplied by independent data providers (Financial Data) are delayed by 20 minutes, unless otherwise expressly stipulated. All Financial Data is provided “as is” for informational purposes only, not intended for trading purposes or advice. Neither Australian IPOs nor any independent data provider is liable for any informational errors, omissions or other defects, incompleteness, or delays, or for any actions taken in reliance on Financial Data. Neither Australian IPOs nor any independent data provider will be liable for any damages relating to your use of the Financial Data. You should confirm any Financial Data before making any transactions that could be affected by changes in the Financial Data.

          d. The results and data displayed are subject to the assumptions and terms and conditions of that any such results and data displayed should not be construed as financial advice. Professional advice (legal, financial, industry or any other relevant professional advice whatsoever) should be obtained before applying, using, adopting or relying upon the information or results and data provided.
          i.  Australian IPOs does not take into account the investment objectives, financial situation and particular needs of any particular person when providing a particular Trading Tool.
          ii. Before making an investment decision on the basis of any Trading Tool you must consider whether picking a financial product is appropriate in light of your own individual needs, objectives and financial circumstances.  Please consider speaking to your financial advisor before making any financial decision.

          e. Affiliates and their products and services presented on this Website are not representative of all product providers and their products and services available in the market.
          i. The Website provides you with factual information about Affiliates and their products and services.
          ii. This is not a personal recommendation, suggestion or advice about the suitability of a particular product or service for you and your needs. You must evaluate which products or services are suitable for you. In this regard we also specifically refer to our Financial Services Guide.
          iii. Each Affiliate is a Third Party Provider as defined under our Terms of Useand each Affiliate may have differing terms and features as well as prices.
          iv. For all other products, read the relevant terms and conditions supplied by the Affiliate. Detailed information may be needed to make an investment decision, for example: Product Disclosure Statement, financial statements; a business plan; information about ownership of intellectual or industrial property; or expert opinions including valuations or auditors’ reports.
          v. A prospective investor is strongly advised to take appropriate professional advice before accepting an offer for issue or sale of any financial product, and in particular considering the Product Disclosure Statement of a financial product in deciding whether to acquire, sell or continue to hold that financial product.

          f. Australian IPOs partners with hundreds of brokers who can give you access to their own facility to buy or sell a financial product (Broker). If you chose one of these Brokers you enter into a separate agreement with that Broker. The Broker is a Third Party Provider pursuant to our Terms of Use.
          i. Due to unpredictable market conditions, entry and exit prices, interest rates, brokerage fees can differ from each other Broker. Since the Brokers have their own schedules of fees and services, the conditions of the trades, and the timing of the trades can differ from one Broker to another Broker. Each Broker may describe and disclose its fees differently. It is therefore up to you to ensure you understand the fee structure of the Broker of your choice and receive the correct fee invoice from your Broker of choice.

          g. All examples of trade performances on this Website are based on the hypothetical trading parameters. There is no guarantee that you will achieve the same trading results. Any charts that appear on the Website do not take into account or include any applicable interest or brokerage fees.

          h. No liability will be accepted by Australian IPOs from any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this Website. Past performance, opinions, forums, recommendations, education and historical data are not reliable indicators of future performance or returns and should not be deemed as so. Any examples are provided for educational purposes only.

          4. Permitted Use

          a. Any content contained in this Website is solely for the benefit and use of the registered user who is either a paid subscriber or an unpaid subscriber, subject to our Terms of Use.

          b. External Financial Services Licensees and their representatives are expressly prohibited from accessing or utilising this Website and its content without the prior written approval of Australian IPOs. Permission for financial advisors and financial service licence organisations may be granted permission once an Affiliate Application Form has been submitted and approved by us. Click here to become a Australian IPOs Affiliate.

          c. You agree and confirm that your use of our Website does not and will not circumvent our systems by creating accounts under other email addresses without our prior written approval and that you will adhere to the Terms of Use which also includes the Acceptable Use Policy.

          d. Misuse of the Website and therefore any breach of our Terms of Use may result in termination without any refunds and may entitle us to make additional claims against you. For example; for breach of contract, under tort, and in equity you may be required to indemnify us pursuant to clause 7.

          5. Network Integrity

          a. While Australian IPOs has taken reasonable steps to ensure the integrity of its computer systems, networks, cloud environments are secure, safe and reliable we are unable to guarantee files and attachments are free from contamination or errors. Before opening any attachments or emails, or downloading files from this Website or any electronic means, visitors to the Website should ensure they have precautions in place to protect against any computerised viral infection.

          b. Australian IPOs does not represent or warrant that this Website functions without error or interruption. In addition, due to the inherent unreliable and unsecured nature of the Internet and other telecommunication channels as a medium of data transmission, you acknowledge that such transmission may be delayed, interrupted and/or intercepted. Regardless of any security measures taken by Australian IPOs.Australian IPOs shall assume no responsibility whatsoever for any loss or expense resulting from such delays, interruptions and/or interceptions. As such, we recommend that you do not send any confidential information to us, for example, by e-mail. If you choose to send any messages to us via e-mail, you accept the potential risk that they may be intercepted, misused and modified by a third party.

          6. Linked Third Party Websites

          a. The Website contains numerous links to third party websites, however, we do not endorse, review, approve or accept any responsibility in relation to the operators, operations or accuracy of any linked third party websites or products including the correctness of the information and material on such linked websites, nor the products or services offered (except where expressly stated otherwise).

          b. You are responsible for any dealing with any third-party website including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealing, and any such dealing is solely between you and such third-party website. To the extent permitted by law, Australian IPOs and its respective directors, officers and agents disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person’s dealings with any third party or the third party’s website whether that loss or damage is caused by any fault or negligence on the part of Australian IPOs its directors, officers and agents.

          7. Indemnity

          Other than any responsibilities implied by law, which cannot be excluded, you agree to indemnify and hold Australian IPOs, its affiliates, officers, employees and agents harmless from any claim or demand, including reasonable legal fees, whatsoever, whether in contract, tort including negligence, statute or otherwise, arising from your breach or violation of the terms herein or of any third party rights, including but not limited to your use or misuse of this Website and/or the services, information content and/or data contained or provided herein, the violation of any proprietary or intellectual property rights or the violation or enforcement of any of the terms of this Disclaimer.

          8. Jurisdiction

          The applicable law provision as specified under our Terms of Use applies accordingly.

          9. Revision to the Terms

          a. Subject to the Terms of Use, we reserve the right to vary and make changes to the services, information, content and/or data contained in or provided on or via this Website, including the terms of this Disclaimer, at any time and without notice to you. It is recommended that you review the information provided on or via this Website, including the terms of this Disclaimer, periodically for changes.

          b. If at any time any provision (or part of any provision) of this Disclaimer is, or becomes, illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect the legality, validity or enforceability in any jurisdiction of any other provision (or any other part of that provision) of this Disclaimer.

          10. Contact Us

          For any assistance with our Disclaimer Statement please contact us in the following ways:

          Postal Address: Level 27, 25 Bligh Street, Sydney Australia NSW, Australia 2000.

          Phone: 1300 123 445

          E-mail: info@Australian-IPOs.com.au

          11. Issue Date & Version

          Document Date: 27th May, 2020

          Version: 5.27

          For further information and past version history, please visit our Compliance section.

          Terms & Conditions

          1. Introduction

          a. This website www.Australian-IPOs.com.au is owned and operated by “Australian IPOs”which is a registered trading name of Share Prices Financial Services Pty Ltd ABN 51 623 404 339.

          Australian IPOs is a Corporate Authorised Representative (CAR) of Share Prices Australia Pty LtdABN 82 105 855 892 who holds an Australian Financial Services Licence (AFSL 287367), (CAR) Number: 1263285 for the purpose of financial and securities services.

          For the purpose of Managed Investments, Australian IPOs is a Corporate Representative of Gleneagle Asset Management Pty Ltd, ABN 29 103 162 278 who holds an Australian Financial Services Licence (AFSL 226199)

          b. Your use of the Austrlain-IPOs.com.au website and any content made available from it or through it, including any subdomains thereof, and its Services (“Australian IPOs website” or “our site”), is subject to these terms and conditions.

          c. A reference to “Australian IPOs”, “us”, “our”, “we” is a reference to Australian IPOs Share Financial Services Pty Ltd ABN 51 623 404 339 trading as Australian IPOs. You will be referred to as “Customer” or “you” or the “client”.

          d. These terms and conditions, together with the Additional Terms referred to in it (together the “terms of use”), form an agreement between you and Australian IPOs.

          e. In addition, when using our site and its Services, you and Australian IPOs shall be subject to any posted guidelines or rules applicable to such services, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the terms of use. We may also offer other services that are governed by different terms and conditions.

          f. The information available on this website, or communicated to you through emails, mobile phone applications, software or written form is believed to be accurate at the time of completion and is provided by Australian IPOs or by authorised employees in good faith.

          g. Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site, accessing, browsing, or registering to use our site, including the offered Services. We recommend that you print a copy of this for future reference.

          h. By using our site and/or subscribing to our Services, you confirm that you accept these terms of use and that you agree to comply with them.

          i. If you do not agree to these terms of use, you must not use our site.

          j. By using our products or services and/or by acknowledging that you have read these Terms and Conditions when you purchase a product or services from us or when you open an account with us or one of our direct affiliates, you accept and agree to comply with these Terms and Conditions, and you acknowledge that your failure to comply with these Terms and Conditions may result in disqualification, the closure of your account, and/or legal action against you, where appropriate.

          k. By acknowledging these Terms and Conditions you also are acknowledging that you have read, understand, accept and agree with our Financial Services Guide (FSG), Risk Disclosure Statement and Privacy Policy.

          2. Eligibility

          a. Subject to our Student Policy, persons eligible for a subscription are limited to those natural persons who are at least 18 years of age.

          b. A legal claim to subscribe to the Australian IPOs Services does not exist. Australian IPOs may refuse access to its Services without giving a reason.

          3. General information only

          Any information contained within this website or information contained within Australian IPOs  emails, mobile phone applications, software or written form should be used as general information only as it does not take into account your personal circumstances, personal investment needs or objectives, or imply to be comprehensive or constitute investment advice and should not be relied upon as such.

          Before considering the use any of the financial services or products offered by Australian IPOs you should first read in detail our Financial Services Guide (FSG) and Risk Disclosure Statement.

          You should also consult a financial advisor or accountant before purchasing any of our or our third-party affiliates products or services and before making any investment or investment decisions to ensure they are suitable for your personal investment needs and individual objectives.

          4. Additional terms

          a. . The terms of use refer to the following additional terms, which also apply to your use of our site. It is recommended that you read through them to ensure that you are familiar with the terms of use before you use any of Services.

          These documents include:

          i.   Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate;

          ii.   Acceptable Use Policy which sets out the permitted uses and prohibited uses of our site. When using our site, you must comply with this Acceptable Use Policy;

          iii.  Financial Services Guide;

          iv.    Disclaimer Statement;

          v. Product Disclosure Statement (if applicable);together the “Additional Terms”.

          b. Our Services are very diverse, so sometimes other terms or product requirements (including age requirements) may apply. Other terms will be available with the relevant Services, and those other terms become part of your agreement with us if you use those Services.

          5. Accessing our site

          a. The use of this website or information contained within Australian IPOs emails, mobile phone applications, software or written form is at your sole risk. Neither Australian IPOs nor any related entity or affiliates, nor the directors and employees of Australian IPOs, make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in the website or material in websites linked to this website or any other form of communication from us.

          b. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted or up-to-date. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

          c. Except in so far as liability under any statute cannot be excluded, Australian IPOs , its directors, employees and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of the information or any other person.

          d. You are responsible for making all arrangements necessary for you to have access to our site.

          e. You are also responsible for ensuring that all persons who access our site through your internet connection or subscription logins are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

          6. Usage of our information

          Any information made available to you by Australian IPOs or its employees is strictly for private use only and may not be reproduced, distributed, sold, published broadcast, circulated or made available to the public in any other form without our written consent.

          You agree not to distribute, publish or broadcast any information relating to prices paid for our products or services, prices paid in relation to market transactions, outcomes or results of recommendations or advise, information that relates to our marketing and selling techniques or any other information available through our website, emails, mobile phone applications, software, other written forms or verbal communication.

          7. Commencement of subscription

          By commencing with Australian IPOs  you acknowledge and accept that you have read these Terms and Conditions when using or purchasing a product or services from us or when you open an account with us or one of our direct affiliates, you accept and agree to comply with these Terms and Conditions, and you acknowledge that your failure to comply with these Terms and Conditions may result in disqualification, the closure of your account, and/or legal action against you, if and where appropriate.

          By acknowledging these Terms and Conditions you also are acknowledging that you have read, understand, accept and agree with our Financial Services Guide (FSG), Risk Disclosure Statement and Privacy Policy.

          8. Subscriptions, usernames, passwords and Personal Identification Numbers (PIN)

          a. Subscription to Australian IPOs commences at your request with the opening of your individual complimentary account through us by providing your Name, Email address and a verification contact number.

          b. On the Australian IPOs sign up requirement you may either receive an SMS text message to the provided contact number that contains a Personal Identification Number (PIN) as a once off confirmation code to verify your subscription or alternatively you may also be sent an email to verify your account opening or you may receive a direct phone call for the verification.

          c. If you are already a subscriber to Australian IPOs and forget your login details please contact us to reset it or follow the online prompts to change your passwords via your chosen verification process. i.e. email or text messaging service.

          Please note: If you do not receive your PIN or access codes, please contact Customer Service for assistance on 1300 123 445.

          d. You must treat your Australian IPOs Subscription PIN, username and password (Access Codes) as confidential. You will be responsible for avoiding misuse by ensuring that no unauthorised third party has access to the Access Codes. In cases where you suspect misuse of your Access Codes, you must notify us immediately by contacting Customer Service.

          e. We have the right to disable any user Access Codes, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

          f. If you know or suspect that anyone other than you knows any part of your user Access Codes, you must promptly notify Customer Service and change your username and password, or you can change it online through the My Australian IPOs login/edit page.

          g. If you have lost or forgotten your Access Codes please contact Customer Service for further assistance.

          Please note: In some circumstances the activation period may take up to 76 hours allowing for subscription applications that arrive during a weekend period, public holiday and/or traditional breaks.

          h. Multiple client login access measures have been implemented to protect your personal information, this means that your login is limited to a number of authorised devices and access will be limited to one device at a time.

          i. Only one account can be opened and maintained per person (per email Address and verification contact number)

          j. If you’d like another person to have access to your subscription details or discuss your subscription with us in any way, you will need to contact Customer Service and we will let you know what’s involved in approving a third-party person.

          9. Changes to the terms and services

          a. We are consistently updating and adding additional new services to our extensive product range of Services. All of our Services will be subjected for scheduled updates, changes, alterations, additions or cancellations.

          b. We may change, suspend or discontinue any aspect of the Services at any time, including the availability of any Services feature, database, or content. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

          c. In particular, but not limited to the following, Australian IPOs has the right to:

          i. Change the way the Services are displayed, provided or produced;

          ii. Change, add or withdraw, replace any component, technology or service;

          iii. Add, withdraw or change any feature or functionality of any of our Services;

          iv. Re-brand our Services;

          v. Provide our intellectual technologies to third party affiliates; and

          vi. Assign a third party to assist or replace existing customer service support and product ranges.

          d. Australian IPOs reserves the right to revise (which includes any changes or addition to) any of the terms of use at any time when required. Revisions may be – but are not limited to – for infrastructural, systems, administrative or operational reasons or to prevent the occurrence of fraud or other unlawful or unacceptable conduct. Revisions may be to comply with any contract, law, regulation or statute or order or judgement of any court, tribunal or other body having competent jurisdiction. It is up to you to monitor and acknowledge all revisions within the terms and conditions. We suggest that you refresh yourself with the terms and conditions annually.

          e. You will be informed of any revisions in the event Australian IPOs considers that it will be a material change for you.

          f. Every time you subscribe to our Services, these terms of use at that time will apply to the agreement between you and us.

          g. Whenever we revise (which includes any changes or addition to) these terms of use in accordance with this clause 7, we will keep you informed and give you notice of this by stating that the terms of use have been amended and the relevant date and version at the bottom of this document.

          i. Revisions to the term of use or to the Services will be published in writing to you.

          ii. The revisions to the term of use shall be deemed approved if you do not submit an objection in writing within 30 days of publication by contacting Customer Service.

          iii. If you reject the revision, your subscription is deemed to be terminated in accordance with clause 10.

          h. We will send the notice to the last mobile number by SMS, or to your last email or postal (Communication Method) address, recorded by us. We have absolute discretion to choose the Communication Method in each and every case. You are responsible that your contact details are up to date. We may not be able to notify you if your contact details are not kept up to date by you.

          i. Where we send a written notice by post, we will regard that notice as given 5 calendar days after we post it.

          10. Services that will be provided

          a. Australian IPOs provides users with access to a collection of resources, including various communications tools, videos, research tools, trading tools and forums, which may be accessed through any various medium or device now known or hereafter developed (the “Services”)

          b. You also understand and agree that the Services may include certain vital or important communications from Australian IPOs, such as service announcements, administrative messages and promotions, product offerings, newsletters, and that these communications are considered part of the Australian IPOs subscription. Please note that you will not be able to opt out of receiving these communications whilst maintaining a subscription.

          c. Unless explicitly stated otherwise, any new features that supplement or enhance the current Service, will be subject to the terms of use.

          d. We’ll provide the Services to you via a complimentary (Free Service)

          11. Products and services that are not provided

          By accepting these terms of use you acknowledge that Australian IPOs does not provide the following services:

          a. Australian IPOs does NOT provide you with personal financial advice.
          (Unless otherwise acknowledged by entering into a separate additional terms and conditions agreement).

          b. Australian IPOs is not your stock broker or financial adviser.
          (Unless otherwise acknowledged by entering into a separate additional terms and conditions agreement with a third party or directly related entity.

          c. Australian IPOs does not trade on your behalf.
          (Unless otherwise acknowledged by entering into a separate additional terms and conditions agreement with a third party or directly related entity.

          d. Australian IPOs does not open, manage, or run brokerage and/or trading accounts.
          (Unless otherwise acknowledged by entering into a separate additional terms and conditions agreement with a third party or directly related entity.

          e. Australian IPOs does not accept or hold on to any client funds, nor do we control our client’s funds. (Unless otherwise acknowledged by entering into a separate additional terms and conditions agreement).

          You also understand that during any future customer service communications with Australian IPOs and its representatives, Australian IPOs will not provide you with any financial or personal advice. However, these services may be made available by entering into a separate agreement between you and Australian IPOs for the provision of financial services with a third party or directly related entity.

          12. Termination

          a. Unless stated otherwise in our arrangement with you, you may terminate your free account at any time by contacting Customer Service.

          b.  If your account commenced with a free trial and you terminate your account during the free trial period, termination is effective immediately and your account will be closed and your access to the Services will be disconnected from the date of termination.

          c. We may terminate your free account with you at any time in our sole discretion but for good reason, immediately terminate or suspend your account or access to all or part of the Services for any reason, including, but not limited to, the following if:

          i. An Australian government department suspends or cancels any required licences required to provide such Services;

          ii. An Australian court directs us to suspend or cancel supply of the Services to you;

          iii. We believe that a change in law will make the provisions of the Services in a way unlawful;

          iv. We have announced a revision to the terms of use and you have rejected those revisions;

          v. We have evidence to believe that you are in breach of these terms of use or a misuse as well as that there is misrepresentation or harassing or damaging behaviour towards our employees, other subscribers, companies/businesses (listed on our site), or users of our site;

          vi. We have any reasons to investigate the circumstances of any of the aforementioned; or

          vii. You breach the terms of use, in particular, do not comply with our Acceptable Use Policy.

          g. After termination, you will no longer have access to your account and all information contained therein may be deleted by us. We do not accept any liability for such deleted information or content. You agree that we are not liable to you or any third-party for any termination of your access to the Services.

          h. For the avoidance of doubt, if your membership is a rebated membership, as referred to in clause 8, and the Third-Party Provider (who contributes to the payment of your applicable Membership fees) ceases to provide its contribution to you for whatever reason, your membership agreement with us will continue. If you wish to terminate your membership agreement with us you must do so in accordance with this clause.

          13. Usage of our services

          a. We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

          b. Any information made available by Australian IPOs or its Services is for your private use only. You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

          c. You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

          d. You must not reproduce, distribute, disseminate, broadcast, sell, publish, circulate, notate, assign or give for free, any of the materials made available to you without first seeking the prior written consent of Australian IPOs. You may not distribute copy, publish, sell, assign, convey, transfer, pledge, lease or grant any information obtained from Australian IPOs or its Services at any time.

          e. Australian IPOs shall not be liable for any unauthorised third-party use of, or reliance on, their materials or information.

          f. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

          Personal Conduct

          Abusive or offensive behaviour towards any of our employees will not be tolerated. Any violation of this policy will result in a suspension or cancellation of your use of our services or such other action as may be reasonably required by Australian IPOs to ensure compliance. In addition, you are not entitled to make untrue and/or malicious and/or damaging comments with regard to Australian IPOs in any media or forum.

          14. Assignment

          a. Where we reasonably consider there will be no detriment to you, we can without your permission and without notice:

          i. Transfer our rights and obligations under this agreement to a nominee of our choice (Nominee);

          ii. Temporarily or permanently delegate our obligations under this agreement to our Nominee; or

          iii. Novate this agreement to our Nominee by ending this agreement and entering into a new agreement between you and our Nominee, on terms similar to this agreement.

          b. If we do any of the above the transfer or delegation or novation will take effect when the relevant document is signed or on the effective date as agreed between us and the Nominee. You irrevocably appoint us as your attorney to sign any necessary documents to enable the transfer, delegation or novation to take effect. Australian IPOs may assign its rights under the terms of use without your consent.

          c. You may not sublicense, assign or transfer your subscription granted by Australian IPOs to you, without Australian IPOs prior written consent, and any such attempt to sublicense, assignment or transfer shall be null and void. Australian IPOs may withhold consent in its absolute discretion.

          15. Third party providers

          a. Australian IPOs  has many affiliated businesses, companies, organisations and associates and many other businesses that are listed on the Australian IPOs  websites or Australian IPOs ’ business directory, including, but not limited to: brokerage firms, accountants, lawyers, compliance companies, financial advisory firms, charities, sports organisations and educational organisations (the “Third Party Providers”).

          b. When you are dealing with any Third-Party Provider, these Third-Party Providers all carry their own terms and conditions, Privacy Policies and in some cases, own financial services licences/numbers for any products and services they may display to you. You may be subject to these terms and conditions that may apply when you use a Third-Party Provider or other third-party content or third-party software.

          c. The nature of displaying Third Party Providers’ information and services are to be utilised solely at your discretion. Australian IPOs does not suggest, recommend or advise in any manner, either expressly or impliedly, that any particular Third-Party Provider is to be recommended or should be regarded as superior over another listed Third-Party Provider. A listing of a Third-Party Provider also does not mean that the Third-Party Provider’s service is appropriate for you. You must make your own inquires and evaluate the appropriates of a Third-Party Provider’s services and its terms and conditions before you decide if that Third-Party Provider meets your own requirements.

          d. You are responsible for any dealing with a Third-Party Provider including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealing, and any such dealing is solely between you and such Third-Party Provider. Australian IPOs  is not responsible for any changes to the terms and conditions or the services of any of the Third-Party Providers, or for any of your trading results with any Third-Party Provider, for example where that Third-Party Provider provides brokerage services or a trading platform, or for any loss or damage of any sort incurred as the result of any such dealings

          16. Advertisers, third party links and resources in our site

          If you have any correspondence or business dealings with, or any participation in promotions with any advertisers found on our site or through third party links or referrals, Australian IPOs  is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or links on our site.

          You agree that you are responsible or liable for any loss or damage from any third-party affiliate or advertiser including payment gateways and receiving’s of delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings.

          a. The Australian IPOs website does contain links to third party websites or information from third parties which will be clearly identifiable.

          b. Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.

          c. We have no control over the contents of those sites or resources.

          d. We cannot guarantee the accuracy of these third-party links.

          e. Australian IPOs is in no way responsible for the accuracy or endorse the opinions expressed in this material and should not be taken as recommendations or opinions of Australian IPOs.

          f. We cannot guarantee the connectivity of these third-party links.

          g. The term “As advertised on the following websites” may refer to editorials, advertising material, comments or articles on third party websites and in no way, implies an endorsement of our services.

          h. Clause 15.d. applies equally to any dealings with third parties who you visit as a result of following the aforementioned links.

          17. No reliance

          a. The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

          b. Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date. This is because the information we receive is provided by third parties, or the information we have received has been changed without giving us notice or after the periodical updates we undertake. However, a time stamp on our webpage will indicate to you when third party content or website/webpage information was last updated.

          c. We make no warranty or representation that our site will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, or that it will be secure.

          d. Our site is provided “as is” and on an “as available” basis. We give no warranty that our site will be free of defects or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

          18. Limitation of our liability

          a. Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by New South Wales law.

          b. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

          c. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence); breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with use of; or inability to use, our site or use of or reliance on any content displayed on our site.

          d. If you are a business user or a publicly listed company, please note that in particular, we will not be liable for loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.

          e. If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, (unless authorised by us in writing) and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

          f. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

          g. We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

          h. You will not hold Australian IPOs liable in any way for:

          i. Any inaccuracy of, error or delay in, or omission of the data and/or information provided thought its Services (“Content”); or

          ii. any loss or damage arising from or occasioned by:

          1. Any error or delay in the transmission of such Content;

          2. Interruption in any such Content due to any negligent act or omission by any party to any “force majeure” (e.g., flood, extraordinary weather conditions, earthquake or other act of God, fire, war, insurrection, riot, labour dispute, accident, action of government, communications or power failure, equipment or software malfunction); or

          3. Any other cause beyond the reasonable control of Australian IPOs, or non-performance

          19. Uploading content to our site

          a. Whenever you make use of a feature that allows you to upload content to our site, or to make contact with other users of our site, you must comply with the content standards set out in our Acceptable Use Policy.

          b. You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

          c. Any content you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.

          d. We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.

          e. We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site.

          f. We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy.

          g. The views expressed by other users on our site do not represent our views or values.

          h. We have absolute discretion as to what content is published on our site and may decide in our absolute discretion if content should be displayed or removed, irrespective of third-party requests.

          20. Viruses

          a. Although we use reasonable care and skill in providing our site, we cannot guarantee and not guarantee that our site will be secure or free from bugs or viruses.

          b. You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

          c. You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

          21. Linking to our site

          a. You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

          b. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

          c. You must not establish a link to our site in any website that is not owned by you.

          d. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

          e. We reserve the right to withdraw linking permission without notice.

          f. The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.

          g. If you wish to make any use of content on our site other than that set out above, please contact Customer Service for further information.

          22. Recordings

          By accepting these Terms and Conditions you agree and acknowledges that all conversations regarding your initial enquiries, account, product or service may be electronically recorded with or without a previous warning. You also agree to the use of such recordings and transcripts thereof as evidence by either party in connection with any dispute or proceeding that may arise involving him/her or Australian IPOs. You also understand that we destroy such recordings at regular intervals in accordance with the established business procedures and you hereby consent to such destruction.

          23. Copyright and trademarks

          All trademarks, trade names, service marks and logos displayed throughout this website are the property of Australian IPOs or licensed by third parties. You may not display, use these as a link, use as a meta tag without the prior written consent of Australian IPOs or their relevant owner.

          Further, all other material used by the Australian IPOs  including but not limited to the software, images, pictures, graphics, photographs, animations, broadcast content, videos, music, audio, text (and any intellectual property rights in and to any of the same) is owned or licensed by us or one of our subsidiaries or associated group companies and is protected by copyright and/or other intellectual property rights. You obtain no rights in such copyright material or trade or service marks and must not use them without the company’s written permission.

          Nothing contained in this agreement shall be construed as conferring any license or right to any trademark or other intellectual property right of the Australian IPOs or any other party.

          24. Fees and payments

          a. Australian IPOs does not charge any membership fees.

          b. If you pay a third-party affiliated firm any fees or charges it will be in accordance with their terms and conditions. Australian IPOs will not be liable for any of these fees or charges.

          25. Suspending the products and services

          a. There will be no suspension fee if you wish to suspend your subscription pursuant to the terms of use.

          b. You can suspend your subscribed Services for a period of up to twelve months. To suspend the service, you must give us notice before suspension can take effect by contacting Customer Service. Suspension of the service will take effect once we have received your suspension notice, processed and applied it to your account, at which point you will receive an email notification from us.

          c. There are no limitations on the amount of times you can suspend your services, we understand that our clients all have personal lifestyle obligations, please contact Customer Service at any time to arrange a suspension period.

          e. While the Service is suspended you won’t be able to:

          i. Receive the Service (including any alerts or market updates);

          ii. Access any Service;

          iii. Receive any third-party services through our site other than your direct broker’s services, if you have any broker’s services;

          iv. Receive an area of third-party services. You should contact your third-party services provider to see how your third-party services provider might be affected. This would not affect any third-

          26. Cancellations and refunds

          By accepting these Terms and Conditions you acknowledged and agree that any refund request of any money paid to Australian IPOs for products or services will not be considered if you simply change your mind, didn’t utilise the services or if your personal circumstances change.

          You acknowledge that by entering into an agreement with Australian IPOs or its related entities you will not be able to cancel this agreement, although you can close your account at any time in accordance with this agreement.

          If you are on a payment plan for a premium membership service, you may cancel your scheduled payments at any time by notifying our customer service department.

          You can pause / suspend your payment schedules at any time if you choose to delay the payment schedule by notifying our customer service department.

          A refund will only ever be considered if we cannot provide you with the product or services that you paid for which is outlined within the agreement that you sign.

          In the event of financial loss Australian IPOs, its employees or any of its related entities accept no liability whatsoever as it is understood and agreed that all financial risk is accepted solely by you and that no refund or reimbursement of these losses will be given.

          27. Breach of these terms and conditions

          If you breach any of the Terms and Conditions to which you have accepted, we will notify you of the breach and give you a specified period of time to remedy the breach. We may suspend your service during this period and cancel any further arrangements that we have in place.

          Failure to remedy the breach in the specified time may result in cancellation of your service and possible legal action being taken by us.

          28. Applicable law

          a. If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by laws in force in Queensland, Australia. You and we both agree to that the courts of Queensland will have non-exclusive jurisdiction.

          b. If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by New South Wales law. You and we both agree to the exclusive jurisdiction of the courts of NSW.

          29. Terms and conditions conclusion

          Australian IPOs reserves the right to change, amend, add or subtract information from this website including content within these Terms and Conditions, Financial Services Guide (FSG), Risk Disclosure Statement and Privacy Policy without notice.

          Australian IPOs reserves the right to change the way we communicate our services to you without notice.

          If any part of this agreement is unenforceable, illegal or void then it alone is severed, and the rest of this agreement remains in force.

          By entering into an agreement with Australian IPOs or any of its related entities or affiliates whether in writing, electronically or verbally you are also acknowledging and accepting the risks outlined in our risk disclosure statement.

          30. Contact us

          For any assistance with our Terms and Conditions please contact us in one of the following ways:

          Postal Address: Level 16, 1 Collins Street, Melbourne, Victoria, 3000, Australia.

          Phone: 1300 123 445

          E-mail: info@Australian-IPOs.com.au

          31. Issue date and version

          Document Date: Wednesday 27th of May 2020

          Version: 5.27

          Privacy Policy

          1. Introduction

          This Privacy Policy applies to (“Australian IPOs”) which is a registered trading name of Share Prices Financial Services Pty Ltd ABN 51 623 404 339.

          Australian IPOs is a Corporate Authorised Representative (CAR) of Share Prices Australia Pty LtdABN 82 105 855 892 who holds an Australian Financial Services Licence (AFSL 287367), (CAR) Number: 1263285 for the purpose of financial and securities services.

          For the purpose of Managed Investments, Australian IPOs is a Corporate Representative of Gleneagle Asset Management Pty Ltd, ABN 29 103 162 278 who holds an Australian Financial Services Licence (AFSL 226199)

          This Privacy policy applies to Australian IPOs and its related affiliates, affiliated companies, financial advisers and appointed corporate authorised representatives (together and separately, “we”, “us” and “our”).

          Australian IPOs values and respects your privacy and we value your trust. Australian IPOs is committed to protecting your privacy by applying our strict security protocols to secure the privacy and confidentiality of your personal information.

          This Privacy Policy explains how we handle your personal information and that of others regardless whether or not they are customers of ours in order to ensure we meet our obligations under the Privacy Act 1988 (Cth) (Privacy Act).

          From 12 March 2014, we are subject to the new privacy requirements as a result of implementation of the Australian Privacy Amendment (Enhancing Privacy Protection) Act 2012 (the Privacy Act), which amends the Privacy Act 1988. In particular we must adhere to the Australian Privacy Principals in relation to collecting, using, disclosing, securing and allowing access to, your personal information.

          This policy (together with our Terms of Use and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting the Australian IPOs website and any of its inner pages, including any sub-domains thereof “our site”) you are accepting and consenting to the practices described in this policy.

          2. Consent

          By electing to acquire or enquire about our services, you will be deemed to consent to us collecting and using your personal information in a manner consistent with this Privacy Policy, including (if applicable) monitoring your use of our website. Your consent will be considered by us as either or combined as expressed consent, implied consent, authorised consent, allocated consent, appointed consent, written consent or verbal consent.

          3. Why we collect information about you

          The main reason as to why financial information companies like ourselves collect information about our clients (you) is so we are able to professionally provide you with the products and services you that have requested.

          The other reasons as to why we collect your information is as follows (other than as required by law) include

          • to enable you to access and use financial products, tools and services that we may offer or arrange;
          • to operate, protect, improve and optimise our website, app, business and our users’ experience, such as to perform analytics, conduct research and for advertising and marketing;
          • to send you service, support and administrative messages, reminders, technical notices, updates, security alerts, and information requested by you;
          • to send you direct and re-marketing promotional messages and other information that may be of interest to you, including information sent by, or on behalf of, our business partners, affiliates, third parties, related companies that we think you may find interesting;
          • to administer rewards, surveys, contests, or other promotional activities or events sponsored or managed by us or our business partners; and
          • to comply with our legal obligations, resolve any disputes that we may have with any of our users, and enforce our agreements with third parties.

          4. How we collect information about you

          In order to ensure the accuracy of your personal information, Australian IPOs will endeavour to collect your personal information directly from yourself. However, in some circumstances (where required) it may be impractical or unreasonable to collect the information in this way so a third-partyperson, agency, accountant, financial advisor, financial planner, stock broker, advisor or affiliate may provide your details.

          The personal information that we collect may be provided to us from a variety of sources including but not limited to:

          • by filling in forms on our websites;
          • Subscribing to directly affiliated websites such as Shareprices.com.au
          • registering to use our site or app or online presence including social media;
          • subscribing to our Services;
          • searching within our site, or place an order on our sites;
          • by corresponding directly with us by phone, e-mail, meetings or otherwise;
          • when you share information with us from other services or licensees;
          • purchasing products and services we have provided to you in the past;
          • when responding to your direct enquiries;
          • use of affiliate or associated websites;
          • when you attend a function, meeting, seminar or associated with our site;
          • participate in discussion boards / forums or other social media;
          • enter a competition, promotion or survey;
          • when you report a problem with our site;
          • from third parties such as Credit Reporting Bodies (CRBs) or other third parties that are permitted to disclose your personal information to us; and
          • when you request information of our products or services via our advertising or marketing partners.

          If you provide personal information to us about someone else, you must ensure that you are entitled to disclose that information to us. You should also take reasonable steps to ensure the individual concerned is aware of how we collect, use and disclose personal information for the purposes described in this Privacy Policy.

          5. Information we may collect from you

          Please note, the information that you provide us with may be used to contact and identify you, this information includes:

          General information

          • Your name
          • E-mail address
          • Phone number(s)
          • Age and date of birth
          • Nationality
          • Your current and past mailing or street address
          • Copies of your identification documents

          Financial information

          We also collect financial and trading information about you in order to provide the information or products or services that are required based on the information you have provided, this information includes:

          • Your financial history
          • Credit card information
          • Banking details
          • Personal trading information
          • Trading interests
          • Information about your assets and liabilities
          • Your health or insurance related information
          • Employment information

          Security information

          We may ask you for some identifying questions to help retrieve lost passwords such as mother’s maiden name, favourite pet, first school etc.

          Your Tax File Number (TFN) – (optional)

          If we request your TFN, we are doing so as agent for your new superannuation scheme under the Superannuation Industry (Supervision) Act 1993. It is not an offence to decline to provide your TFN. However, if you fail to provide your TFN to your superannuation scheme or retirement product issuer, you may become subject to a “No-TFN” tax rate on employer contributions of 31.5%, as well as the mandated 15% tax rate on superannuation. You also have the right to deal with us anonymously, but if so, we may be unable to provide you with certain products or services.

          6. Information we receive about you from other sources

          We may receive information about you if you use any of the other websites we operate or are affiliated with or from any of the other services we provide.

          We are also working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies) and may receive information about you from them.

          7. Technical information we collect about you

          With regard to each of your visits to our site we may automatically collect the following technical information to assist us with improving our services and providing more accurate and relevant services to you:

          Technical information

          • The internet protocol (IP)
          • Address used to connect your computer to the internet
          • Your login information
          • Browser type and version
          • Your time zones
          • Browser plug-in types and versions
          • Your device type such as a mobile, tablets or computer
          • What operating system and platform

          Information about your visit

          • Uniform Resource Locators (URL)
          • Clickstream to, through and from our site
          • Date and time
          • Products you viewed or searched for
          • Page response times
          • Statistics on page views
          • Download errors
          • Length of visits to certain pages
          • Traffic to and from the sites
          • Geo-location information
          • Page interaction information (such as scrolling, clicks and mouse-overs)
          • Methods used to browse away from the page
          • Any phone number used to call our customer service number

          8. Cookies

          What is a cookie?

          A cookie is a small file of letters and numbers that is placed on your browser or the hard drive of your computer when you visit a website.

          Most reputable websites will ask you if you will give permission for these cookies to be used whilst visiting their sites. Cookies contain information that is transferred to your computer or handheld mobile device hard drive.

          Our site uses cookies to distinguish you and your computer from other users of our site.

          This helps us to provide you with a good experience when you browse our site and also allows us to improve our site and provide to you what’s relevant to you.

          We use the following cookies:

          • Strictly necessary cookies. These are cookies that are required for the operation of our site. They include, for example, cookies that enable you to log into secure areas of our site, use a shopping cart or make use of e-billing services.
          • Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our site when they are using them. This helps us to improve the way our site works, for example, by ensuring that users are finding what they are looking for easily.
          • Functionality cookies. These are used to recognise you when you return to our site. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
          • Targeting cookies. These cookies record your visit to our site, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

          9. Use of your personal information

          We only use your personal information for the purposes connected with the primary purpose of your data collection.

          We use information held about you in the following ways:

          Information you give to us

          • to identify you when we are speaking with you;
          • managing our relationship with you;
          • maintaining your subscriptions or services with us;
          • contacting you in regards to our product updates, additions and important announcements;
          • to carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us;
          • to provide you with information about other goods and services we offer that are similar to those that you have already purchased or enquired about;
          • to provide you, or permit selected third parties to provide you, with information about goods or services we feel may interest you;
          • to notify you about changes to our service;
          • to ensure that content from our site is presented in the most effective manner for you and for your computer;
          • comply with our legal obligations; and
          • assist government and law enforcement agencies or regulators.

          If you are an existing customer, we will only contact you by telephone, postal mail or electronic means (e-mail, social media or SMS) with information about goods and services similar to those which were the subject of a previous expression of interest, previous sales or negotiations of a sale to you.

          If you are a new customer, and where we permit selected third parties to use your data, we (or they) will contact you by either telephone, postal mail or electronic means if you have consented to this. If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data.

          The secondary purpose which we believe you should reasonably expect might include disclosure to maintenance personnel or other third-party contractors (including outsourced and cloud service providers) who may be unable to avoid accessing personal information in the course of providing technical or other support services to our company. Examples of disclosures may include disclosures to:

          • our employees and related bodies corporate;
          • third party suppliers and service providers (including providers for the operation of our websites and/or our business or in connection with providing our products and services to you);
          • professional advisers, dealers and agents;
          • our existing or potential agents, business partners or partners; (e) anyone to whom our assets or businesses (or any part of them) may be, or are transferred;
          • specific third parties authorised by you to receive information held by us; and/or
          • other persons, including government agencies, regulatory bodies and law enforcement agencies, or as required, authorised or permitted by law.

          Information we collect about you

          We may also use the information that we collected about you:

          • to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
          • to improve our site to ensure that content is presented in the most effective manner for you and for your computer;
          • to allow you to participate in interactive features of our service, when you choose to do so;
          • as part of our efforts to keep our site safe and secure;
          • to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you; and
          • to make suggestions and recommendations to you and other users of our site about goods or services that may interest you or them.

          Information we receive from other sources

          We may combine this information with information you give to us and information we collect about you. We may use this information and the combined information for the purposes set out above (depending on the type of information we receive).

          We use all of the information we have, as stated in this policy, to help us provide and support our Services. We are able to deliver our Services, personalise content, and make suggestions for you by using this information to understand how you use and interact with our site and Services.

          We may provide business partners with information about the reach and effectiveness of their advertising without providing information that personally identifies you, or if we have aggregated the information so that it does not personally identify you, for example, we may tell business partners how many people viewed a certain page on our site, or provide non-personally identifying demographic information to business partners to help them understand their audience or customers.

          10. Disclosure of your information

          We may disclose your personal information to any of our related or affiliated bodies, which means our subsidiaries, our ultimate holding company and its subsidiaries, or any other individual or organisation (“Person”) who directly or indirectly controls, is controlled by, or is under direct or indirect common control with, us, and includes any Person in like relation to a related body. A Person is deemed to control another Person if such person possesses, directly or indirectly, the power to direct or cause the direction of the management and policies of such other Person, whether through the ownership of voting securities, by contract or otherwise.

          We may share your information with selected third parties including:

          • businesses/companies listed on our site (described as “affiliates” on our site), suppliers and sub-contractors for the performance of any contract we enter into with them or you;
          • advertisers and advertising networks that require the data to select and serve relevant adverts to you and others;
          • trusted partners who work on behalf of or with us under confidentiality agreements. These companies may use your personal information to help us communicate with you about the Services you are using and our offers, and our marketing partners. However, these companies do not have any independent right to share this information, except to the extent required by law;
          • analytics and search engine providers that assist us in the improvement and optimisation of our site; and
          • with vendors, service providers, and other partners who globally support our business, such as providing technical infrastructure services, analysing how our Services are used, measuring the effectiveness of ads and services, providing customer service, facilitating payments, or conducting academic research and surveys.

          We may disclose your personal information to third parties:

          • in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets; and
          • if Australian IPOs or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.

          If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Terms of Use and other agreements; or to protect the rights, property, or safety of Share Prices, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

          11. Keeping your information safe

          The storage of your personal information is a priority of Australian IPOs and we ensure that your information will remains safe and secure at all times.

          Australian IPOs has appointed both a physical (hands on) Privacy Officer and an internal IT specialist that focus on all the security aspects required to ensure your data remains secure.

          At Australian IPOs we will store personal information locally, and on cloud hosted applications, some of which may be located overseas or on virtually hosted clouds.

          Australian IPOs has taken adequate precautions to ensure that we will protect your personal information from any unauthorised access, modifications, deletions, misuse or loss by enforcing the latest internet security technologies and firewalls along with extra building security features fitted at the physical locations of any local data storage.

          Australian IPOs also provides thorough internal training for all staff that have access to any personal information.

          Your personal information may also be transferred overseas when the third parties with whom we may share it (as described in this policy) when they are located overseas. An example of such a third party is Saxo Capital Markets (Australia) Pty Ltd (ABN 32 110 128 286) (Saxo) who is one of our clearing and execution brokers (see Saxo’s Privacy Policy at https://www.home.saxo/en-au/legal/privacy-policy/saxo-privacypolicy) or CMC Markets Asia Pacific Pty Ltd (ABN 11 100 058 213) (CMC), who is another one of our other clearing and execution brokers (see CMC Privacy Policy at https://www.cmcmarkets.com/en-au/privacy

          In addition, it is possible that we, or our subcontractors, will utilise cloud technology in connection with the storage of personal information, and it is possible that this may result in off-shore storage.

          It is not practicable for us to specify in advance the location of every service provider with whom we deal. It is possible that information will be transferred to a jurisdiction where you will not be able to seek redress under the Privacy Act and that does not have an equivalent level of data protection as Australia. If you have any concerns regarding the transfer of your personal information overseas please contact us using the details provided below.

          Please note that despite all the security protocols and security services employ to protect your information, there are no guarantees that future technologies such as hackers or computer-based virus may access our stored information in the future despite our ongoing efforts to ensure our database security remains intact.

          12. Employee records

          In accordance with the Privacy Act, this policy does not apply to our acts and practices directly related to a current or former employment relationship between us and an employee, or to an employee record held by us relating to the employee.

          13. Access to information

          The Australian Privacy Principles give you the right to access information held about you. Your right of access can be exercised in accordance with those principles and the Privacy Act.

          There is no set fee for requesting access to your personal information.

          We will take all reasonable steps to correct any information you find inaccurate. Should we deny access and or refuse to correct your personal information, we will provide you with reasons that will be based on the grounds provided by the Privacy Act. All requests for access to personal information should be made via e-mail to privacy@Australian-IPOs.com.au or by mail to the Privacy Officer, Level 27, 25 Bligh Street, Sydney Australia NSW, Australia 2000.

          14. Updating and correcting your information

          Although we take all reasonable steps to ensure that all your personal information that we collect is, accurate, complete and up-to-date, sometimes information is still missed – this can be easily rectified.

          If you consider that the information which we hold about you is inaccurate, out of date, incomplete, irrelevant or misleading, we will take reasonable steps, consistent with our obligations under the Privacy Act, to correct that information if you so request. We will respond to all requests for access and/or correction within a reasonable time.

          Please contact us at privacy@Australian-IPOs.com.auor by mail to the Privacy Officer, Level 27, 25 Bligh Street, Sydney Australia NSW, Australia 2000.

          Alternatively – Australian IPOs will provide you with instant online access to update your details at any time within the login members area.

          Simply login to Australian-IPOs.com.au and click on your name and it will take you to the area called “Edit Personal Details” this area will allow you to update all data areas that are collected.

          15. Marketing communications

          Please note that Australian IPOs will contact you to provide you with information about the products and services you directly enquired about and other products and services that we, our related entities or our affiliated companies think may be of interest to you.

          We may also re-advertise our products and services to you when you visit other websites via the use of any stored cookies that you may have accepted from us in the past.

          You may “opt-out” from receiving communications from us or from third parties that send communications to you in accordance with this Policy.

          You have the right to remove, edit or ask us not to process your personal data for any marketing purposes.

          We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes.

          You can also exercise the right at any time by contacting us at Customer Service or by using the ‘unsubscribe’ facility on the electronic communication with you.

          Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

          If you do not want to receive further marketing or promotions from us or our related companies or our advertisers/marketing partners, please contact us on 1300 123 445 or contact us at email:privacy@Australian-IPOs.com.au.

          16. Links to other websites

          The Australian IPOs website does contain many hyperlinks links to other websites for you to access.

          Please be aware that the privacy policies of these different websites are all different than the Privacy Policy of Share Prices.

          The operators of those other sites may not be the same as ours and you should refer to their own privacy policies as they will differ.

          17. Complaints

          We place a high priority on effectively dealing with any complaints you might have about breach of your privacy. We insist that complaints about breaches of the Privacy Act and the Australia Privacy Principles are made or confirmed in writing so that we can be sure about the details of the complaint. Generally, we will only accept complaints from an individual who believes an act or practice of us has interfered with their privacy and may have breached one of the Australian Privacy Principles.

          A complaint should identify whether it is about:

          • the collection, use or disclosure of personal information;
          • the security or storage of personal information;
          • the accuracy of personal information; or
          • a refusal to give access to, change or delete personal information.

          Our Privacy Officer will normally deal with privacy complaints. If the Privacy Officer is involved in the conduct the complaint is about, the complaint will be dealt with by an alternative officer appointed by us who was not involved in the complaint.

          We will attempt to confirm with the complainant:

          • their understanding of the conduct relevant to the complaint;
          • their understanding of the Australian Privacy Principles relevant to the conduct; and
          • what they expect as an outcome.

          We will inform the person making the complaint:

          • whether we will conduct an investigation; and
          • the name, title and contact details of the investigating officer.

          After we have completed our enquiries, we will contact the complainant, usually in writing, to advise the outcome and invite a response to our conclusions about the complaint. If a response is received, we will assess it and advise if we have changed our view.

          If the complainant is unsatisfied with the outcome, we will advise further options including, if appropriate, review by the Privacy Commissioner within the Office of the Australian Information Commissioner.

          If you have a complaint about the way in which we have handled a privacy issue, you may contact us at: privacy@Australian-IPOs.com.au or via another option below.

          If you are not satisfied with the process of making a complaint to our Privacy Officer you may make a complaint to the Office of the Australian Information Commissioner at: GPO Box 5218, Sydney NSW 2001 Email: enquiries@oaic.gov.au Telephone: 1300 363 992.

          You may alternatively contact our External Disputes Resolution scheme, which is the Financial Ombudsman Service Australia (FOS), who can be contacted at: GPO Box 3, Melbourne Victoria 2001 Email: info@fos.org.au Telephone: 1800 367 287 15.

          18. Terms and Conditions

          Permission to use our website and its services is conditional upon your agreement and acceptance of the terms and conditions (see Terms and Conditions).

          By clicking ‘I Accept’ or “Join” or “Register for Instant Access”  when joining the SharePrices.com.au website services, you will be deemed to have accepted our Terms and Conditions and Privacy Policy terms as stated in the sign up procedure.

          19. Changes to our Privacy Policy

          At the time of publishing this Privacy Policy, all of our policies and procedures are up-to-date with all the required privacy legislations. Australian IPOs will make regular changes and updates to this Privacy Policy to make sure that all policies are up-to-date.

          All changes we may make to our Privacy Policy in the future will be posted on this page and will be readily available on every page of the Australian IPOs website.

          From time to time, we may change our policy on how we handle personal information or the types of personal information which we hold. Any changes to our policy will be published on our website.

          You may obtain a free copy of our current policy from our website or by contacting us on the details below. It is your responsibility to check the website from time to time in order to determine whether there have been any changes.

          Please check back frequently to see any updates or changes to our Privacy Policy. Any information collected after an amended Privacy Policy has been posted on our site, will be subject to that amended Privacy Policy.

          20. Contact us

          How to Contact Us

          If you have any questions or concerns about our Privacy Policy our practices, or you require information, or wish to make a complaint, please contact us at:

          Email: privacy@Australian-IPOs.com.au

          Address: Level 27, 25 Bligh Street, Sydney Australia NSW, Australia 2000.

          Phone: 1300 123 345

          Alternatively, please visit our Contact Us section.

          21. Issue date and version

          Version:5.27

          For further information and past version history, please visit our Compliance section.

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